The first thought of a novice investor may be: “should I use all my savings to buy shares of company X, since it is state-owned, stable and works in the oil sector”. Or: “Stocks are a risky business. Mutual funds are strictly regulated by legislation, so I will invest my savings in a mutual fund […]

Many careless investors, when the market is booming, find it hard to imagine that a fall is inevitable and can happen at the most inopportune moment. But rational and experienced investors calculate in advance how they can make money on this fall. Problems and risks If a political event changes the situation in the world, […]

There is a proverb: don’t put all your eggs in one basket. And it perfectly illustrates the main principle of investing – diversification.   To diversify means to place in your investment portfolio various financial instruments, namely: assets of different classes (stocks, bonds, etc.); assets of different industries (oil, gas, telecommunications, etc.); assets of different […]

Having defined your financial goals and your type of investor, it is essential that the work done does not remain on paper. You need an investment strategy according to which suitable investment products will be determined. Strategies come in several types: protective, or conservative strategy – highly liquid investments that allow you to get a […]

When and in what case is the procedure called denomination carried out? How does it differ from devaluation? And is it worth being afraid of it? We will answer all the questions in the article. What is the essence of denomination? Denomination is a change in the nominal value of financial instruments. Most often the […]

A financial reserve is needed to be prepared for unforeseen situations that could cause you to lose income or a significant portion of it. Thinking about bad things in advance is unpleasant, but necessary. For example: An unexpected layoff; business closure; health problems; What is an emergency fund This is the amount that will help […]

It is never too early to start taking care of your own financial future. Whether your income is now 10,000 or 100,000 rubles, it is better to start financial planning now. To achieve financial goals, you need discipline and intermediate milestones to keep track of progress. For this purpose, a personal financial plan is drawn […]

The investment period is one of the key parameters of ready-made investment solutions. Their results largely depend on it. How exactly the duration of the instrument affects its characteristics, we will tell you in this article. Let’s look at the established experience Until recently, many investors chose investments for a period of no more than […]

To ensure that the funds you decide to invest bring profit and are reliably protected, you should rely on the basic principles of investing and do not neglect the advice of professionals. A successful investor is disciplined, consistent and never gives in to emotions when it comes to money. Determine your investment profile Before you make […]

For those investors who do not want to settle for the minimum percentage of bank deposits, shares, units and structured products can be recommended. It is wrong to consider only those who invest fabulous sums of money as investors. Even those who have a small amount of capital can invest. Millions of individuals with average […]

Definition of Option. What are the key differences between call and put option contracts? How to earn an investor on this financial instrument? What is the essence of option contract execution? What does an option consist of? Imagine a situation: in six months you will need grain for agricultural work. Now the price for it […]

If you are a participant of the stock market, you have probably met the concept of “preferred shares”. How they differ from ordinary shares and what privileges they give, let us consider in this article. The concept of preferred shares Preferred shares are securities that bring guaranteed dividend income to the owner. Also, in the […]

How to invest in precious metals and why investors buy gold during the crisis – we tell you in this article. During the crisis, investors actively buy precious metals because these instruments are backed by a specific commodity. The probability that the value of metals will approach zero is insignificant, so the risk of losing […]

There are two ways to make money on the stock market: through dividends and fluctuations in the value of shares. In the first case, everything is simple – the company periodically pays a part of its profits to the holders of its securities. The second case is more complicated: you need to buy when it […]