Structured products are a ready-made investment strategy, a complex financial instrument with a fixed yield and term. Structured products allow an investor to earn more than bank deposits, both in a rising and falling market.

Structured product is based on simpler financial assets (deposits, securities, currencies, precious metals, raw materials, etc.) and consists of two parts – protective and profitable. The income part allows you to earn money, and the protective part, placed in deposits, bills and bonds, ensures the safety of capital and a minimum, but guaranteed yield.
Investing in structured products does not require special knowledge and skills: BCS Premier offers more than 100 ready-made structured products with investment terms starting from 3 months and investment amounts starting from 80,000 rubles.

Parameters of structured products to pay attention to:

investment term, minimum investment amount and currency of the instrument;
capital protection ratio – reflects the share of invested capital that you want to guarantee to get back;
participation ratio – shows how much of the return on the underlying asset an investor can expect to receive;
maximum yield barrier – if the value of the asset exceeds the barrier, the growth of yield stops.
For experienced and demanding investors there is a possibility to develop an individual structured product: in this case analysts study the current economic situation and form an individual investment portfolio for a promising investment idea. The investor determines the amount of investment, terms, level of profitability/protection and other parameters, which are fixed in the agreement.